Archive
October 30, 2026
1 improving, 7 flat, 0 weakening. 2 not available. Total +1.
Overall stays Flat unless the total reaches +2 or −2. One signal does not flip the week.
| Signal | Reading | This week | As of | Source |
|---|---|---|---|---|
| XRP price and market cap | Flat |
The seven-day price change is −3.4%, inside the ±5% flat band. Market cap is shown and is not scored. | October 29, 2026 | CurrencyBeacon, Hand entry for this baseline week, Coinlib |
| US spot XRP ETFs | Flat |
Only a one-day net flow is on file: +$8.43 million. The flat band is ±$50 million. Assets and cumulative inflows are shown, not scored. | October 29, 2026 | SoSoValue, via ChainCatcher |
| RLUSD supply | Flat |
This is the first week with a published RLUSD figure, so the level is recorded and the reading is Flat. | October 30, 2026 | XRPL Dashboard, DefiLlama |
| Ripple escrow | Flat |
Unlocked XRP is still in Ripple’s own wallets, or the next unlock is only pending. It has not moved toward an exchange. | October 30, 2026 | Ripple xrp-ledger.toml and XRPScan API |
| Lending Protocol (XLS-66) | Flat |
This is the first week with a vote count, so the level is Flat. Enabling still needs more than 80% support, held for two weeks. | October 30, 2026 | XRPScan API |
| On-ledger AMM liquidity | Flat |
This is the first week with an AMM total, so the level is Flat. | October 30, 2026 | XRPScan API |
| Institutional custody and collateral | Flat |
No new custody or collateral mandate was recorded. | October 30, 2026 | Manual review |
| Regulatory milestones | Improving |
A favorable regulatory milestone was recorded. | October 26, 2026 | Ripple |
| Ripple share of XRP payment volume | Not available |
No public series this site is allowed to republish. RWA.xyz is not used, because its free tier does not allow redistribution. | October 30, 2026 | Not available |
| Federal Reserve master account | Not available |
No public grant or denial of a Federal Reserve master account. The October 26 national trust charter is a different thing and is scored under regulatory milestones. | October 30, 2026 | Not available |
Plain-English notes
XRP closed at $1.24 on October 29, about 3.4% lower over seven days. That sits inside the ±5% band, so price is Flat. Market cap is entered as $79.25 billion. Price sites do not agree on market cap, because they count circulating XRP differently. The rating uses the seven-day price change, not the market-cap level.
US spot XRP ETFs had $1.465 billion of assets on October 29, and $1.809 billion of cumulative net inflows. Net flow that day was +$8.43 million. A full Monday-to-Friday total was not entered. A one-day flow of this size is inside the ±$50 million band, so the ETF signal is Flat.
RLUSD is scored from the XRPL Dashboard only: $2.60 billion total supply, of which $981.7 million (37.8%) sat on the XRP Ledger. DefiLlama the same day put the XRP Ledger share at 35.3% (about $925 million of $2.62 billion). The two sources disagree, so they are not averaged. DefiLlama is shown as a cross-check and is the figure the weekly script can refresh by itself. This is the first archived week, so the level is Flat rather than a change.
Ripple’s October 1 escrow unlock is still in Ripple’s own wallets. The 20 escrow accounts Ripple publishes held about 1.000 billion XRP outside of active escrows on October 30, almost all of it in two wallets (about 500 million XRP each). That XRP has not been sent on. Another 1 billion XRP becomes releasable on November 1. An unlock is not a sale. This signal is Flat.
The Lending Protocol amendment, XLS-66, has 19 of 35 trusted validators (54%). It needs 80% and it is not enabled. A first reading of the level is Flat. The newer proposal and the older one were at the same vote on this date.
AMM pools that hold XRP contained about 12.60 million XRP across 22,556 pools (32,014 pools in total). There is no earlier week to compare, so on-ledger activity is Flat.
No new institutional custody or collateral mandate was recorded, so that signal is Flat. One regulatory item was recorded: on October 26 the U.S. Office of the Comptroller of the Currency gave final approval for Ripple National Trust Bank. That is an Improving signal. A national trust charter is not a deposit-taking bank, and it is not a Federal Reserve master account.
The total of the rated signals is +1. The overall reading stays Flat unless the total reaches +2 or −2.
Two rows are not available: Ripple’s share of XRP payment volume, and a Federal Reserve master account.